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SELECT A MORTGAGE
Your FICO Determines Your Mortgage Rate
Information Provided by Interest.com
03-23-2006

SELECT A MORTGAGE
How to Avoid Seven Costly Mortgage Mistakes
by James R. DeBoth, president, interest.com
11-24-2005

SELECT A MORTGAGE
Shop Around Before Settling for Subprime Mortgage
by James R. DeBoth, president, interest.com
10-28-2005

SELECT A MORTGAGE
Loss Mitigation Programs Can Help You Avoid Foreclosure
by James R. DeBoth, president, interest.com
09-29-2005

SELECT A MORTGAGE
Down Payment Assistance Programs Help
by James R. DeBoth, president, interest.com
08-5--2005

SELECT A MORTGAGE
Answers to Questions Regarding Home Financing
by James R. DeBoth, President, interest.com
07-8--2005

SELECT A MORTGAGE
Option ARMs: They Should Come with a Warning Label
by James R. DeBoth, president, interest.com
07-29-2005

SELECT A MORTGAGE
Take the Confusion Out of Your Mortgage Closing Costs
by James R. DeBoth, President, interest.com
07-22-2005

SELECT A MORTGAGE
Mortgage Rates Hold as Treasury Yields Ebb
by Carolyn Siegel, interest.com
07-15-2005

SELECT A MORTGAGE
Clean up Your Credit before You Shop for a Mortgage
by James R. DeBoth, President, interest.com
07-1--2005

SELECT A MORTGAGE
A Pointed Look at Points
by James R. DeBoth, interest.com
06-3--2005

SELECT A MORTGAGE
Will You Ever Be Too Old To Get A Mortgage?
by James R. DeBoth, President, interest.com
06-24-2005

SELECT A MORTGAGE
Treasury Yields Edge Down but Mortgage Rates Hold
Information provided by interest.com
06-17-2005

SELECT A MORTGAGE
Fannie Mae Move Means More Lenders Will Offer 40-Year Mortgages
by James R. DeBoth, President, interest.com
06-10-2005

SELECT A MORTGAGE
Buying a House with a Buddy? Get a Pre-Mortgage Agreement
Information provided by interest.com
05-6--2005

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Biweekly Mortgage Payments
by James R. DeBoth, President, interest.com
05-27-2005

SELECT A MORTGAGE
Want a Renter to Pay Your Mortgage? Consider Becoming a Landlord
Information provided by interest.com
05-20-2005

SELECT A MORTGAGE
Treasury Yields Slide and Rates Could Follow
by Carolyn Siegel, interest.com
05-13-2005

SELECT A MORTGAGE
Rates Remain a Little Lower
Carolyn Siegel, interest.com
04-8--2005

SELECT A MORTGAGE
Lease/Purchase: It's Somewhere between Paying Rent and Having a Mortgage
by James R. DeBoth, President, Interest.com
04-29-2005

SELECT A MORTGAGE
Making Payments on Time during Bankruptcy May Save Your Home
Information provided by interest.com
04-22-2005

SELECT A MORTGAGE
Rates Begin to Edge Down
Carolyn Siegel, interest.com
04-15-2005

SELECT A MORTGAGE
Use These Numbers to Decide How Big a Mortgage You Can Afford
by James R. DeBoth, Interest.com
04-1--2005

SELECT A MORTGAGE
Getting Pre-Approved is the Right Way to House Hunt
Information provided by interest.com
03-4--2005

SELECT A MORTGAGE
Zero-Down Mortgages Help Police, Firefighters, Teachers, Healthcare Workers
Information provided by interest.com
03-25-2005

SELECT A MORTGAGE
Making Payments on Time During Bankruptcy May Save Your Home
Information provided by interest.com
03-18-2005

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Demystifying the Reverse Mortgage
Information provided by mortgagemvp.com
03-11-2005

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Common Loan Progra
Information provided by interest.com
02-4--2005

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Is Refinancing Right For You
Information provided by interest.com
02-25-2005

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Lenders Can Sell Your Loan but Your Home is Still Yours
Information provided by interest.com
02-11-2005

SELECT A MORTGAGE
Mortgage Rates: To Lock or Not to Lock That is the Question
Information provided by interest.com
01-28-2005

SELECT A MORTGAGE
Home Equity Credit Line of Credit (HELOC)
Information provided by Mortgage101.com
01-21-2005

SELECT A MORTGAGE
Consider Other Mortgage Programs
Information provided by Mortgage101.com
01-14-2005

Select a Mortgage
Home Equity Credit Line of Credit (HELOC)

If you need to borrow money, home equity lines may be one useful source of credit. Initially at least, they may provide you with large amounts of cash at relatively low interest rates and they may provide you with certain tax advantages unavailable with other kinds of loans. (Check with your tax advisor for details.)

At the same time, home equity lines of credit require you to use your home as collateral for the loan. This may put your home at risk if you are late or cannot make your monthly payments. Those loans with a large final (balloon) payment may lead you to borrow more money to pay off this debt, or they may put your home in jeopardy if you cannot qualify for refinancing. If you sell your home, most plans require you to pay off your credit line at that time. In addition, because home equity loans give you relatively easy access to cash, you might find you borrow money more freely.

Remember too, there are other ways to borrow money from a lending institution. For example, you may want to explore second mortgage installment loans. Although these plans also place an additional mortgage on your home, second mortgage money usually is loaned in a lump sum, rather than in a series of advances made available by writing checks on an account. Also, second mortgages usually have fixed interest rates and fixed payment amounts.

You also may want to explore borrowing from credit lines that do not use your home as collateral. These are available with your credit cards or with unsecured credit lines that let you write checks as you need the money. In addition, you may want to ask about loans for specific items, such as cars or tuition.

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